About TrueWealth Stewardship
We help clients demystify their finances. Understanding personal finances can be scary, intimidating, frustrating, and time-consuming. Sometimes advisors make things worse by being scary and intimidating on purpose. It doesn't have to be that way.
At TrueWealth Stewardship, we educate on how to make better financial decisions. How do we do this? By utilizing our IDEA Process. We start by IDENTIFYING their needs. Then we DEVELOP a customized financial plan. A plan based on our client's life, not someone from the movies or a commercial. We don't and won't do a cookie-cutter analysis or straight-off-the-shelf robo plans like other companies pass off as "original thinking." You're not a penguin. You're not a sheep. You're a person. We help people who want to be our clients. And for those clients who want additional help, we work together to EXECUTE their plan and then ADAPT their plan as needs and situations change.
See Disclosures
General Information
Firm Start Year
2000
No. of Employees
2-4
CRD#
2751115
Firm CRD#
6413
Insurance License#
6864412
Name of Broker/Dealer
LPL Financial
Name of Custodial Firm
LPL Financial
States Licensed in
IA, AZ, CO, FL, GA, IL, KS, KY, MN, MO, NE, NY, TX, VA, WI, WY
Years of Experience in Financial Services
28
Number of Years with Current Firm
24
Work Experience
Business Owner - 24 years (present)
Advisor - Wells Fargo Investments - 4 years
Work with the following types of clients
Non-Profit Organizations, Individual Investors, Businesses
Advisory Services Provided
Tax Advice and Services, Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Financial Planning for Businesses, Financial Planning for Individuals, Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management
Compliance
Registered Representative
Yes
Investment Advisor Representative
Yes
Acknowledged fiduciary
Yes
Compliance Disclosures in Last 5 years
I have a clean record
Criminal Disclosures in Last 5 years
I have a clean record
Qualifications & Membership
Certifications, Accreditations & Designations
CLTC®, CRPS®, CRC®, RMA - Retirement Management Advisor
Securities Licenses
Series 7, Series 6, Series 65, Series 63
Insurance and Annuity Licenses
Health, Annuity, Life, Variable Annuity, Long Term Care, Variable Life, Disability
Financial Organization Memberships
Society of Financial Services Professionals, National Association of Insurance and Financial Advisors (NAIFA)
Non-Financial Organization Memberships
Chair - Marion Public Services Board Board Member - Marion Senior Living Community Board Member - Cedar Rapids National Association of Insurance and Financial Advisors Board Member - Cedar Rapids Society of Financial Service Professionals Board Member - Retirement Income Industry Association Education Board & Peer Reviewer for Retirement Income Journal Member - CEO Roundtable Member - Marion/Cedar Rapids Chamber of Commerce Local President - Iowa State University Alumni Assn for Linn & Johnson Counties Assistant Coach - U-10 Linn Mar baseball Assistant Coach - U-8 AYSO Girls soccer Former - Marion City Council Member Former - Board member of Cedar Rapids Financial Planning Assn.
Firm Information
Advisor's Number of Clients
200
Advisor's Number of Managed Clients
200
Advisor's Number of Planning Clients
150
Assets Managed by Advisor
$50,000,000
Compensation and Fees
Fee Structure
Fee-Based
Compensation Methods
Flat Fee, Commissions, Hourly, Based on Assets
Fee % Based on Assets
1
Additional Details on Charges
Fees are discussed up-front with clients.
Fee estimate is provided at time planning engagement is agreed to.
Annual fees for investment management are assessed on a sliding scale and may be increased or decreased depending on the services needed by the client. I will work with the client to define those needs to make the appropriate choices when implementing their investment strategy.
Minimum Fee Charged for Managed Accounts
$500
Minimum Fee Charged for Hourly Planning Accounts
$300
Minimum Fee Charged for Flat Fee Accounts
$0.00
Education
Bachelor of Science -
Iowa State University
08/15/1991 -05/11/1996
Disclosures
FinancialPlanners.net provides referrals to financial professionals of LPL Financial, LLC (LPL). FinancialPlanners.net is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay FinancialPlanners.net cash compensation for these referrals, which creates the incentive for FinancialPlanners.net to make these referrals, resulting in a conflict of interest.
LPL ADV 2A
https://www.lpl.com/content/dam/lpl-www/documents/disclosures/A58.pdf
Additional Detailed Disclosures
Disclaimer
Securities and advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. Financial Planning offered through TrueWealth Stewardship, a Registered Investment Advisor and a separate entity from LPL Financial.