Certified Private Wealth Advisor 

Certified Investment Management Analyst 

CFP Certification Professional Education Program 

BSBA, Supply Chain and General Management 

Retirement Management Advisor

Todd Perry - Financial Advisor in Brighton, MI | WiserAdvisor.com

Helping you achieve your financial goals is our priority. As an independent financial advisor, we bring an in-depth, planning-based approach to address your unique financial goals and needs. <br /><br />As a fiduciary, we prioritize your best interests, and our fee-only structure delivers objectivity in our investment recommendations.

EP Wealth Advisors

Alissa has over 20 years of industry experience, specializing in client facing roles and delivering exceptional client service. With a passion for building strong client relationships, she is dedicated to guiding clients through any complex process with care. Alissa thrives on creating meaningful connections and fostering long-term client relationships.

EP Wealth offers full financial planning services for our clients. Our relationship begins with a comprehensive financial plan that covers retirement and income planning, investments, tax planning and more. Financial plans are also updated on an annual basis at no additional cost.

401(k) and other retirement plans are often limited to a 
handfull of investment options and basic asset classes. 
Utilizing a 401(k) rollover allows access to other 
strategies (ETFs, Individual stocks, etc.) and investment 
vehicles not available inside the plan. Depending on what mutual fund classes are used in the plan, there may also be an opportunity to lower the overall fund expenses in the portfolio.

EP Wealth provides global market diversification through various strategies including tactical asset allocation models, individual stock models and fully invested strategic models.

Todd has over ten years of tax planning and preparation 
experience and has helped numerous clients navigate 
their tax situation during the distribution phase of 
their portfolio. During our analysis, we may suggest 
alternate patterns of withdrawal or contributions to 
retirement accounts like 401(k)s, IRAs, or Roth IRAs. We can also help you understand when it may be beneficial to consider Roth Conversions or harvest a capital gain or loss in taxable accounts. This type of planning can help proactively identify opportunities to save on taxes in retirement.

Retirement planning is complex. There's inflation, taxes, 
social security, health care costs and much more. How do you efficiently withdrawal from a portfolio in order to 
minimize taxes? Will I be in a lower tax bracket? Is a 
Roth conversion right for me? These are some of the 
questions that Todd can help guide you through. Since 
retirement is such a complex issue, professional help can be very valuable.

EP has the unique ability to manage employer sponsored retirement plans (401k, 403b, etc). This ensures your overall portfolio is coordinated and well-balanced.

Todd, Perry

EP Wealth Advisors

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