Searer Planning and Investments

4405 Carlton Ridge Drive

Lenoir, NC 28645

6307862391

About Searer Planning and Investments

Our firm was born out of a strong commitment to family and work-life balance. The ability to spend time with the next generation to a significantly greater degree was a major factor in our decision to take the leap of leaving the safety of a good job with benefits in favor of flexibility and autonomy.

John left a role with JPMorgan Chase that tied him to his branch in Illinois. Ben left a role with Merrill that resulted in 11 hours away from the home each day due to a long commute. With the ability to work remotely unlocked during the pandemic, we both began to reimagine what our work-life balance could be.

We hold nearly every meeting through a Zoom call. This allows clients to schedule meetings in the comfort of their home, without worrying about a commute to an office location. It allows father and son to work together while located on opposite sides of the country. It allows us both to dedicate zero hours to commuting, and instead be present when and where our family needs us, while simultaneously maintaining stronger availability to clients.

Now, as we work to build the next chapter of our lives with our own financial planning and advising firm, we love the opportunities to get to know individuals, families, and businesses from coast to coast, and to understand the unique circumstances and priorities that led them to this point and will shape their futures. It is an honor and great responsibility to earn and retain the trust of our clients through quality planning and investment advice.

See Disclosures

General Information

Firm Start Year

2021

No. of Employees

2-4

Firm CRD#

6413

Insurance License#

16899068

Name of Broker/Dealer

LPL Financial, LLC

States Licensed in

AZ,CA,CO,FL,IL,IN,KY,MI,MN,NC,NM,NY,OK,SC,WI

Work with the following types of clients

Individual Investors, Businesses

Advisory Services Provided

Financial Planning for Individuals, Financial Planning for Businesses, Education Funding and Planning, Financial Advice & Consulting, Risk Management, Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Insurance Products & Annuities, Investment Advice & Management

Compliance

Registered Investment Advisor

Yes

Investment Advisor Representative

Yes

Acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

CFP®

Securities Licenses

Series 7, Series 6, Series 63, Series 66

Insurance and Annuity Licenses

Variable Life, Variable Annuity, Life, Annuity

Compensation and Fees

Fee Structure

Fee-Based

Compensation Methods

Based on Assets, Hourly, Flat Fee

Additional Details on Charges

See schedule on website

Disclosures

FinancialPlanners.net provides referrals to financial professionals of LPL Financial, LLC (LPL). FinancialPlanners.net is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay FinancialPlanners.net cash compensation for these referrals, which creates the incentive for FinancialPlanners.net to make these referrals, resulting in a conflict of interest.


LPL ADV 2A

https://www.lpl.com/content/dam/lpl-www/documents/disclosures/A58.pdf

Additional Detailed Disclosures

https://www.lpl.com/content/dam/lpl-www/documents/disclosures/wiseradvisor/wiseradvisor-lpl-detailed-disclosures.pdf

Disclaimer

Securities offered through LPL Financial, Member FINRA & SIPC.