About Peak Financial, Inc.
I have been an Independent Financial Service Representative since 2000, and have been involved in
business management and finances for over 20 years. As any independent advisor, I specialize in
working with individuals and small businesses to provide solutions that help his clients to reach
their financial goals.
While some financial advisors focus on selling products, I focus on solutions, specifically
customizing plans to suit my clients' individual needs. I educate clients to lessen their worries
and to help them make more informed financial decisions, by offering a professional, independent
and unbiased viewpoint.
I focus on helping a select group of high net worth individuals and retirees to manage all
aspects of their financial lives from investment strategies, retirement planning, estate planning
issues, risk management and retirement income distribution.
Registered Representative offering securities and advisory services through Independent Financial
Group LLC, a registered broker-dealer and investment adviser. Member FINRA & SIPC.
See Disclosures
General Information
Firm Start Year
2000
No. of Employees
5-9
CRD#
4257664
Firm CRD#
7717
Insurance License#
OD18553, 1403116
Name of Broker/Dealer
Independent Financial Group
Name of Custodial Firm
Pershing LLC
States Licensed in
AZ, CA, CO, FL, ID, MN, MO, NC, NJ, NV, NY, OH, OR, TX, UT and WA.
Years of Experience in Financial Services
24
Number of Years with Current Firm
12
Work Experience
Registered Representative offering securities and advisory services through Independent Financial Group, LLC (IFG), a registered broker-dealer and investment advisor. Member FINRA/SIPC. Peak Financial Inc. and IFG are unaffiliated entities. OSJ Branch: 12671 High Bluff Drive Suite 200, San Diego, CA 92130.
Kenneth Beber licensed to sell securities in the following states: AZ, CA, CO, FL, ID, MN, MO, NC, NJ, NV, NY, OH, OR, TX, UT and WA.
The information provided herein has been obtained from sources believed to be reliable; however, we cannot guarantee or represent that it is accurate, complete or current. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed an endorsement. When you link to a third-party website, you are leaving our site and assume total responsibility for your use or activity on the third party sites.
Work with the following types of clients
Individual Investors, Businesses
Advisory Services Provided
Financial Planning for Individuals, Financial Planning for Businesses, Education Funding and Planning, Financial Advice & Consulting, Investment Advice & Management, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Risk Management, Money Management, Wealth Management
Compliance
Registered Investment Advisor
Yes
Registered Representative
Yes
Investment Advisor Representative
Yes
Acknowledged fiduciary
Yes
Compliance Disclosures in Last 5 years
Have a clean record
Criminal Disclosures in Last 5 years
Have a clean record
Qualifications & Membership
Certifications, Accreditations & Designations
CFS, AIF®
Securities Licenses
Series 6, Series 7, Series 63, Series 66
Insurance and Annuity Licenses
Variable Life, Long Term Care, Disability, Accident, Annuity, Health, Life, HMO, Variable Annuity
Financial Organization Memberships
National Association of Insurance and Financial Advisors (NAIFA)
Firm Information
Advisor's Number of Clients
87
Advisor's Number of Managed Clients
75
Advisor's Number of Planning Clients
75
Compensation and Fees
Fee Structure
Fee-Based
Compensation Methods
Based on Assets, Hourly, Commissions, Flat Fee
Fee % Based on Assets
0.25-1.00%
Flat Fee Rate
$500
Minimum Fee Charged for Flat Fee Accounts
$500
Education
Associate in Business Administration - Business Administration
Chaffey College
January 1994 -June 1995
Bachelor of Business Administration - Business Administration
California State University-San Bernardino
1996 -1998
Disclosures
Additional Detailed Disclosures
https://www.financialplanners.net/disclosure/1859333/financialplanners-Peak-Financial,-Inc.-detailed-disclosure.html
Disclaimer
Registered Representative offering securities and advisory services through Independent Financial Group, LLC (IFG), a registered broker-dealer and investment advisor. Member FINRA/SIPC. OSJ Branch: 12636 High Bluff Drive Suite 100, San Diego, CA 92130. Peak Financial Inc. and IFG are unaffiliated entities.