advisor

Dan, Hummert

St. Louis Retirement Advisors
133 Chesterfield Business Parkway

Wildwood, MO 63005

6366813100

About St. Louis Retirement Advisors

Since 2008, St. Louis Retirement Advisors has offered comprehensive financial planning services with a special emphasis on retirement planning. Our team of independent, fee-based wealth advisors provide personalized advice for Individuals and couples who have accumulated a lifetime of assets and find themselves near or in retirement. Navigating the complexities that pre-retirees and retirees face, including investment management, healthcare costs, Social Security benefits, tax law, charitable giving, legacy planning, and lifetime income, among numerous other considerations can be costly if not managed properly.

Maintaining the lifestyle in retirement that you choose is important to us. Our wealth advisors spend significant time discussing your retirement lifestyle and shaping a financial plan that serves as a foundation for future discussions. We will identify and seek ways of mitigating risks to your retirement lifestyle, such as investment return variability, inflation and cost of living increases, long-term care costs, among other factors. We will also build a cash flow distribution and income strategy to meet your current and future spending needs so you can enjoy your years in retirement to the fullest.

See Disclosures

General Information

Firm Start Year

2008

No. of Employees

5-9

CRD#

5751394

Firm CRD#

6413

Name of Broker/Dealer

LPL FINANCIAL LLC

States Licensed in

MO,AZ,CA,CO,FL,GA,IA,IL,IN,KS,KY,PA,UT,WI

Years of Experience in Financial Services

15

Work with the following types of clients

Businesses, Individual Investors

Advisory Services Provided

Financial Planning for Businesses, Tax Advice and Services, Financial Planning for Individuals, Financial Advice & Consulting, Investment Advice & Management, Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Insurance Products & Annuities

Compliance

Registered Representative

Yes

Investment Advisor Representative

Yes

Acknowledged fiduciary

Yes

Compliance Disclosures in Last 5 years

I have a clean record

Criminal Disclosures in Last 5 years

I have a clean record

Qualifications & Membership

Certifications, Accreditations & Designations

CFP®, CRPC®

Securities Licenses

Series 7, Series 66

Insurance and Annuity Licenses

Variable Life, Long Term Care, Variable Annuity, Life, Annuity

Compensation and Fees

Fee Structure

Fee-Based

Minimum Portfolio Size for New Managed Accounts

$250,000

Compensation Methods

Based on Assets

Fee % Based on Assets

TBD

Education

Bachelor of Science Business Administration - Business (Finance & Accounting)

Washington University in St. Louis - Olin School of Business
9/1/1984 -5/31/1988

Disclosures

FinancialPlanners.net provides referrals to financial professionals of LPL Financial, LLC (LPL). FinancialPlanners.net is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay FinancialPlanners.net cash compensation for these referrals, which creates the incentive for FinancialPlanners.net to make these referrals, resulting in a conflict of interest.


LPL ADV 2A

https://www.lpl.com/content/dam/lpl-www/documents/disclosures/A58.pdf

Additional Detailed Disclosures

https://www.lpl.com/content/dam/lpl-www/documents/disclosures/wiseradvisor/wiseradvisor-lpl-detailed-disclosures.pdf

Disclaimer

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC .